Everything you need to know about portfolio protection.
At Revise, we're dedicated to transparency and education around the FIA purchasing process. Below you'll find a collection of articles that will take you from novice to pro.
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Navigating Market Volatility: Strategies for Adjusting Your Investment Portfolio
Learn how to effectively manage your retirement accounts amidst market chaos. Discover strategies for adjusting risk in your 401k, IRA, and taxable brokerage accounts to safeguard your investments.
Who Is Financial Planning For?
Explore the essentials of financial and retirement planning tailored for high-net-worth individuals. Discover who should engage with financial planning and the misconceptions surrounding it.
How To Build A Personal Pension For Guaranteed Income In Retirement
Discover how to secure guaranteed income for retirement with indexed annuities and effective financial planning. Learn the benefits of building your own pension system and explore retirement solutions tailored to your needs.
Mastering Advanced Retirement Strategies for High Net Worth Individuals
Explore advanced retirement strategies including tax-efficient investing, tax loss harvesting, and portfolio rebalancing designed for high net worth individuals. Discover how technology enhances your financial planning.
The Impact of Delaying Retirement: Understanding the Financial Benefits
Retiring just one year earlier—or later—can have a massive impact on your finances. From Social Security benefits to compounded savings, the difference can total hundreds of thousands of dollars. Here’s why that extra year matters more than you think.
Enhance Your Retirement with Bond Replacement Strategies
Explore innovative bond replacement strategies to enhance returns in retirement planning without increasing risk. Discover the benefits of fixed indexed annuities and more.
Navigating Retirement Strategies Amid Changes in Employee Compensation
Explore how recent changes to Boeing's bonus structure impact employee compensation and retirement planning. Discover effective strategies for de-risking your retirement portfolio in a volatile market.
How to Prioritize Your Retirement Concerns
Explore core strategies for prioritizing your retirement concerns. Understand the differences between lump sum and paycheck approaches while building a holistic financial plan tailored for your retirement dreams.
Unlocking Tax Efficient Strategies for High Net Worth Individuals
Discover advanced financial strategies including tax loss harvesting and portfolio rebalancing. Learn how to manage your investments efficiently to minimize taxes and maximize returns, especially if you're a high net worth individual.
Unlocking Tax Savings with Roth Conversions: A Strategic Guide
Explore the strategy of Roth conversions to maximize your retirement funds and ensure tax-free growth. Learn how to navigate tax brackets effectively.
How to Build A Personal Pension and Get Guaranteed Income For Life
Discover how to create a personal pension plan using indexed annuities for guaranteed income in retirement. Learn the advantages of financial strategies over traditional pensions and 401ks.
Comparing Fixed Indexed Annuities to Money Market, CDs, and High-Yield Savings
Fixed Indexed Annuities (FIAs) offer the potential for higher returns with principal protection, making them a strong option for long-term financial planning. Compared to Money Market Accounts, CDs, and High-Yield Savings Accounts, FIAs provide more growth potential but less immediate liquidity. Each option has its unique benefits, so understanding them can help in aligning with your individual financial goals.
What happens after the surrender period?
Annuities typically have a 10 year surrender period. But unlike a bond, the annuity doesn't mature or expire. Rather, you're simply provided more flexibility when the period ends.
Why Is an Application Required for an Annuity?
An annuity application ensures the product aligns with your financial situation by assessing your income, assets, and long-term goals, while offering flexibility for emergencies and household expenses. It also ensures regulatory compliance and protects consumers by verifying the legitimacy of funds and confirming your understanding of the product. Finally, the application helps the issuing company assess risk and formalize the terms of the annuity contract.
Annuities & Liquidity
Annuities are designed to be long-term investments, but they do offer liquidity through penalty-free withdrawals within the surrender period.
Growth Annuities 101
Annuities are often touted for their guaranteed income benefits for your later years, but they also offer substantial growth opportunities that make them a compelling alternative to bonds, CDs, money market funds, providing a robust hedge as a part of a diversified portfolio.
Comparing Annuities to Employer-Sponsored Plans (401(k) and 403(b))
Annuities offer protected growth and tax-deferred advantages, providing a safe way to accumulate wealth with less exposure to market volatility. In contrast, 401(k)s and 403(b)s offer greater investment flexibility and potentially higher returns, supplemented by employer contributions.
How to rollover funds into an annuity
Annuities offer more options and market protection compared to a 401(k), making them an attractive choice for retirement planning. Understanding the rollover process from a 401(k), 403(b), or IRA to an annuity is crucial to avoid penalties and tax implications. This guide provides clear steps to help you navigate the rollover process smoothly.
How are annuities taxed?
Annuities can be funded with either pre-tax (qualified) or post-tax (non-qualified) dollars, each offering different tax benefits and considerations. Whether you're rolling an old 401(k) or simply using a checking account, you'll learn all about taxation.
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Revise Insurance Group LLC, doing business as Revise Annuity, is a licensed insurance producer authorized to transact in all states. We are domiciled in Illinois under #3002790618 and operate as Revise Insurance Solutions in California under #6012761.