After experiencing financial turmoil in his family during the dot-com bubble, Nicholas Crown dedicated his career to managing risk as an institutional fixed income trader. He founded the first Fixed Income Arbitrage desk at UBS in New York and became the youngest Director at the bank by 2014. Previously, Nicholas was a VP at Barclays Capital in Futures trading specializing in bond basis arbitrage. He began his career as a crude oil and natural gas clerk at the New York Mercantile Exchange.

Through his experience, Nicholas realized that retail brokerage products and retirement solutions failed to adequately hedge the risks many investors face. By pre-selecting and carefully structuring annuities, from the neighboring insurance industry, he discovered the easiest and most reliable way to safeguard retirement assets. With the mission of delivering this solution to successful retirees, he founded Revise in 2023.

As Managing Strategist, Nicholas frequently engages directly with clients. He holds a degree in Applied Economics from Cornell University, cum laude, and resides in Chicago.

• Over 10 years of institutional finance experience
• Leading financial voice online with over 1 billion views
• Featured expert in Entrepreneur, Inc., Forbes, and MarketWatch

Michael Panik has built a career on solving complex challenges in enterprise software engineering, leveraging over a decade of experience to deliver scalable, high-performance solutions for global organizations. Throughout his career, Michael has worked with Fortune 500 companies like United Natural Foods, Inc., Toyota, and Kemper Insurance, and through PwC, a global technology and accounting consulting firm where he led the design and implementation of transformative technology projects that streamlined operations and drove measurable results.

After years of serving various enterprises, Michael turned his focus to fintech, co-founding Revise in 2023 to bring the same level of rigor and innovation to the investment space. By building a technology-first platform, Michael and his team are demystifying financial strategies and making sophisticated annuity-backed investment solutions accessible to professionals seeking financial stability and growth.

As CTO, Michael combines his extensive software development expertise with to create seamless digital experiences for clients.

• Over 15 years of enterprise software engineering experience
• Led critical technology projects for Toyota, Kemper Insurance, UNFI, and more
• Frequent technical contributor to U.S. News and World Report and GOBankingRates