Our Services
401(k) Rebuilds After a New Job
Most 401(k) allocations are made under pressure when starting a new role, then left untouched for years. We rebuild and reallocate plans with the same precision as our managed portfolios, reducing hidden costs and aligning them with your broader wealth strategy.
Most 401(k) allocations are made under pressure, often on the first day of a new job, and then left untouched for years. What starts as a rushed decision can quietly cost you hundreds of thousands of dollars over time through high fees, poor allocations, and hidden bond drag. At Revise, we treat your workplace plan with the same precision as our managed portfolios, so it works with your broader wealth strategy, not against it.
Our Approach
- Reallocation & Optimization: Adjust your 401(k) holdings to match your long-term plan instead of defaulting to target-date or “balanced” funds.
- Fee Reduction: Identify and remove unnecessary expenses embedded in fund menus.
- Tax-Aware Coordination: Align contributions and Roth/Traditional splits with your household tax strategy.
- Integration: Ensure your 401(k) plays its role alongside IRAs, brokerage accounts, and outside investments.
What Makes Revise Different
Institutional Mindset
We rebuild plans using the same framework as family offices, not cookie-cutter models.
Timing Risk Protection
Allocations are designed to reduce the danger of being overexposed at the wrong moment.
Independent Guidance
Unlike HR reps or plan “advisors,” our only mandate is your best outcome.
Who We Serve
While Revise is open to all, our 401(k) rebuilds after a new job services are particularly well-suited for:
- Professionals changing jobs who don’t want to waste years in default allocations.
- Families who want every dollar working efficiently across accounts.
- Investors looking to unify their 401(k) with their broader portfolio.
FAQs
We manage portfolios with the discipline of institutions and family offices. Instead of cookie-cutter models or pre-packaged funds, we design adaptive allocations built to reduce fees, improve risk-adjusted returns, and protect against timing risk.
We use a mix of low-cost ETFs, carefully selected single stocks, and other vehicles—including direct indexing when appropriate. This flexibility allows us to customize portfolios while keeping costs and taxes in check.
Timing risk is the danger of investing right before a downturn and watching years of growth disappear. Our portfolios are structured to minimize the impact of bad entry points so your compounding path stays intact.
We adjust allocations when markets, tax law, or your life circumstances change. The focus is discipline, not frequent trading. Every move is intentional and designed to keep your structure resilient.
No. We manage IRAs, Roth IRAs,401(k) rollovers, taxable brokerage accounts, and trusts. The goal is to coordinate all accounts so your total risk, fees, and taxes are aligned.
Even 1–2% in hidden costs can quietly erase hundreds of thousands of dollars in wealth over a lifetime. By cutting unnecessary fees, more of your money compounds for you—not for fund companies.
No. While we use proven frameworks, each portfolio is customized to your family’s goals, tax situation, and risk tolerance.
Next Steps
The goal is clarity. Our process begins with a simple conversation to see if our approach is the right fit for your family's future.
Who we are
Protect today,
secure tomorrow.
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Investment advisory services are offered through Revise Wealth LLC, a Registered Investment Adviser (CRD 335629, State of Illinois). Advisory services are available only where Revise Wealth is properly registered or exempt from registration.
Insurance products are offered through Revise Insurance Group LLC (domicile IL #3002790618; CA d/b/a Revise Insurance Solutions #6012761). Fixed indexed annuities (FIAs) are insurance contracts, not bank deposits or securities. They are not FDIC- or NCUA-insured, and guarantees rely on the issuing insurer’s claims-paying ability. Contract values may be reduced by surrender charges, market-value adjustments, or other provisions—review the policy and riders carefully.
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