The Slow Money Show

👉 If you'd like to learn more about our financial planning visit: ⁠⁠⁠⁠⁠https://www.getrevise.com

Why diversify? Is it really that important—or just old-school advice? Yes, the old saying about not putting all your eggs in one basket still holds water—and we’ll show you why. In this episode of the Slow Money Show by Revise, we break down the real reasons diversification still matters—especially in today’s unpredictable market. It’s not just about spreading your money around… it’s about managing risk with purpose and planning for every phase of life.

We cover:

• What diversification actually does for your portfolio
• How to avoid overconcentration (even in “safe” assets)
• Why your risk tolerance should shift as you age—and how to plan for it
• The critical difference between chasing returns and managing risk
• A side-by-side comparison of two investors at different life stages—and what it means for your own strategy

If you're serious about protecting your wealth and making smarter moves with your money, this is an episode you don’t want to miss.

The Slow Money Show is available on YouTube, Spotify, and Apple Podcasts! New episodes drop every Monday & Thursday on all platforms!

*Not financial or tax advice.

👉 If you'd like to learn more about our financial planning visit: ⁠⁠⁠⁠https://www.getrevise.com

Are investment fees a scam… or are they actually worth it? In this episode of the Slow Money Show by Revise, we’re breaking down one of the most misunderstood parts of investing: fees. People love to hate them—but the truth is, not all fees are created equal. Some are junk, sure. But others? They might just be buying you clarity, performance, and peace of mind.

Here’s what we cover:

• What history can teach us about today’s fee structures
• Why fees exist—and when they’re actually a smart trade-off
• How to evaluate if you’re getting what you pay for
• The difference between one-time costs and ongoing advisory fees
• How to tell if your advisor is adding value or just draining your account

Fees aren't the enemy. Confusion is. Let’s clear the air so you can invest smarter, not just cheaper.

The Slow Money Show is available on YouTube, Spotify, and Apple Podcasts! New episodes drop every Monday & Thursday on all platforms!

*Not financial or tax advice.

👉 If you'd like to learn more about our financial planning visit: ⁠⁠⁠https://www.getrevise.com

Social Security might be the most overlooked—and misunderstood—pillar of retirement planning. When should you claim? Should you wait, or take it early? The decision isn’t just about numbers—it’s about strategy, timing, and what kind of retirement lifestyle you’re aiming for. In this episode of the Slow Money Show by Revise, we break down the mechanics, myths, and must-knows around Social Security so you can make the smartest move for your future.

We’ll cover:

• The origins and intent of Social Security—and how that impacts today’s retirees
• How your benefit amount is calculated (and what you can do to influence it)
• The trade-offs between claiming early vs. waiting until full retirement age
• Real-life examples that show how timing can make or break your benefit
• How to fit Social Security into your larger retirement income strategy

If you're serious about getting the most out of your retirement, this episode is a must-listen.

The Slow Money Show is available on YouTube, Spotify, and Apple Podcasts! New episodes drop every Monday & Thursday on all platforms!

*Not financial or tax advice.

👉 If you'd like to learn more about our financial planning visit: ⁠⁠https://www.getrevise.com

Thinking about rolling your 401(k) into an annuity? You’re not alone—and asking that question puts you ahead of the game. With retirement on the horizon for many, figuring out how to turn a lump sum into steady, reliable income is more important than ever. But the decision isn’t always straightforward. On this episode of the Slow Money Show by Revise, we cut through the noise and break down what it really means to roll over your 401(k) into an annuity—and whether it’s the right fit for your financial game plan.

We’ll cover:

• What actually separates a 401(k) from an IRA annuity—and why it matters
• How to evaluate your current 401(k)'s performance, fees, and flexibility
• The key questions you must ask before making the switch
• How to roll over without triggering taxes or penalties
• Who this strategy works best for—and when to avoid it

Whether you're close to retirement or just tightening up your financial game, this episode gives you the clarity to move forward with confidence.The Slow Money Show is available on YouTube, Spotify, and Apple Podcasts! New episodes drop every Monday & Thursday on all platforms!

*Not financial or tax advice.

👉 If you'd like to learn more about our financial planning visit: ⁠https://www.getrevise.com

In this episode of the Slow Money Show by Revise, we tackle one of the most misunderstood financial products: fixed indexed annuities. If you've ever felt confused or intimidated by these financial vehicles, you're not alone—but we're here to demystify it!

Join us as we explore:

• The powerful features of FIAs, such as caps, floors, and participation rates.
• Real-life market insights and historical data to help you understand potential returns.
• The crucial differences between various types of annuities and why some can be better suited for your retirement plans.
• Creative use cases for FIAs, including how they can effectively replicate pension benefits.

Whether retirement’s around the corner or still years away, this episode breaks it all down—so you can finally understand fixed indexed annuities and feel confident about your financial future.

*Not financial or tax advice.

👉 If you'd like to learn more about our financial planning visit: https://www.getrevise.com

In today’s episode, we tackle the chaos and volatility of the current market, empowering you to adjust for risk and uncertainty, regardless of whether you have a 401(k), IRA, or a taxable brokerage account.

Join us as we cover:

• Why reducing risk is crucial in uncertain market conditions

• How to shift your asset allocation from aggressive growth to defensive strategies

• What to consider with your 401(k) and IRA options to navigate this turbulent market

• The importance of knowing your investment choices, including target date funds, asset allocation funds, and money market options

• Strategies for managing a taxable brokerage account, including tax loss harvesting and rebalancing

Whether you're optimizing for the long term or reassessing your strategy midstream, this episode offers clear guidance to help you move forward with confidence.

👉 ⁠⁠⁠⁠Let us help with your retirement or financial plan: ⁠⁠⁠⁠https://getrevise.com⁠

Navigating the world of financial and retirement planning can be daunting, especially with all the misconceptions floating around. In this episode of the Slow Money Show by Revise, we dive deep into who financial planning is really for and break down several misconceptions that deter people from seeking the help they need.

Here's what we cover:

• The difference between financial planning and retirement planning

• Why financial planning isn't just for the wealthy

• Common myths, like "it's not worth it" or "I can do it myself"

• Real-life observations on who benefits the most from financial planning

• The importance of understanding your career direction and lifestyle costs before diving into a financial plan

Whether you're just starting out or have accumulated wealth, understanding the nuances of financial planning is crucial for securing a brighter future, for yourself and your loved ones. Don't miss this insightful discussion that might just change your approach to managing your finances!

⁠👉 ⁠⁠⁠⁠Let us help with your retirement or financial plan: ⁠⁠⁠⁠https://getrevise.com⁠

In today's episode of the Slow Money Show by Revise, we tackle a topic that affects every working American: guaranteed income planning. With the shift from pensions to 401(k)s, many are left wondering how to secure a reliable paycheck for life.

Join us as we explore:

• The historical context of pensions and the rise of 401(k)s

• Why the transition has made retirement planning more complex

• How to replicate the benefits of a pension with modern financial tools

• The concept of indexed annuities with withdrawal benefits riders

• Real-life case studies illustrating how to build a personal pension

• Key criteria to consider when creating your own guaranteed income stream

  
  

If you're ready to take control of your retirement and learn how to build a secure income plan, this episode is for you!

00:00:00 Introduction to Guaranteed Income

00:04:00 From Pensions to 401k Transition

00:07:50 Becoming Your Own Fund Manager

00:11:15 Creating a Personal Pension

00:16:00 Requirements and Savings Needed

00:19:30 Exploring Annuity Options

00:25:00 Conclusion and Key Takeaways

👉 ⁠⁠⁠Let us help with your retirement or financial plan: ⁠⁠⁠https://getrevise.com⁠

In this episode of the Slow Money Podcast, we explore a powerful, tech-enabled strategy for high net worth and newly liquid investors: strategic rebalancing and tax loss harvesting. As portfolios grow beyond traditional IRAs and 401(k)s, managing taxes and maintaining your ideal asset allocation becomes more complex—but also more impactful.

In this episode of the Slow Money Show by Revise, we will:

• Explain how ETF-based portfolios evolve for high net worth investors.

• Break down the importance of strategic rebalancing—and how it impacts volatility and taxes.

• Introduce tax loss harvesting at the individual stock level to reduce taxable gains.

• Highlight how software has made it easier to manage diversified portfolios with precision.

• Share real-world examples of who benefits most, including entrepreneurs post-exit and those with recent liquidity events.

👉 ⁠⁠Let us help with your retirement or financial plan: ⁠⁠https://getrevise.com⁠

Timing is everything when it comes to retirement planning. Learn how strategic timing decisions—such as when to start drawing income, claim Social Security, and utilize fixed indexed annuities—can significantly impact long-term financial security. Through a real-world case study, we break down how a retiree optimized their income strategy by carefully managing the sequence of withdrawals, tax considerations, and market risks.

In this episode of the Slow Money Show by Revise, we will:

• Examine the importance of timing in retirement income planning.

• Analyze how delaying or accelerating income sources affects long-term wealth.

• Discuss tax-efficient strategies for structuring withdrawals.• Highlight how fixed indexed annuities can provide stability while maintaining flexibility.

• Offer insights into balancing guaranteed income with market-driven investments.

00:00:00 Impact of an Extra Work Year on Retirement Savings

00:02:25 The Impact of Compounding Over 30 Years

00:04:55 Understanding Retirement Planning Strategies

00:09:21 Understanding Longevity and Retirement Planning

00:11:45 The Risks of Early Retirement and Overspending

00:14:17 Understanding Retirement Risk and Opportunities

00:16:31 Retirement Spending Strategy: Finding Your Financial Balance

00:18:54 Calculating Retirement Priorities

👉 ⁠⁠Let us help with your retirement or financial plan: ⁠⁠https://getrevise.com⁠

Most people think they own bonds in their retirement accounts, but what they really own is bond exposure via bond funds.

And this exposure can lead to a loss in a wide variety of market conditions!

In this episode of the Slow Money Show by Revise:

1. Why your 60/40 portfolio might be riskier than you think- How bond funds and ETFs really work (spoiler: it's not just "safe money")
2. The difference between owning bonds and owning exposure to bond prices
3. How fixed indexed annuities can enhance yield without adding riskA real-life Monte Carlo case study that improved a client’s retirement success rate from 87% to 97%

If you’re approaching retirement—or just want to actually understand what’s in your IRA or 401(k)—this one’s for you.

👉 ⁠Let us help with your retirement or financial plan: ⁠https://getrevise.com⁠

This episode dives into the concepts of Roth conversions and how they can impact retirement planning, specifically through a case study of a couple looking to optimize their tax strategy. By analyzing their income sources, expenses, and tax brackets, the video details a tailored approach for converting funds from traditional IRAs to Roth IRAs to minimize tax liabilities over time.

• Explains the financial situation of a retired couple with specific income goals and sources.

• Analyzes their cash flow, highlighting potential future tax liabilities without Roth conversions.
• Discusses the importance of filling up certain tax brackets through specific dollar amounts of conversions each year.
• Offers insights into how Social Security benefits influence the amount eligible for conversion.
• Emphasizes the long-term tax advantages of Roth conversions despite upfront costs.

00:00:00 Understanding Roth Conversions and Their Tax Advantages

00:02:19 Understanding Tax Brackets: Strategies for the Future

00:04:40 Tax-Free Legacy Planning Strategies

00:06:45 Understanding Roth IRA Conversions and Tax Implications

00:09:10 Navigating The Risks of Over-Conversion Strategy

00:11:31 Unlocking New Opportunities with Roth Conversions

👉 Let us help with your retirement or financial plan: https://getrevise.com

Meeting with a financial planner or retirement planner for the first time can be daunting. Today, we'll discuss the key questions to ask yourself to get the most out of your planning meeting. You'll get a feel for the "why" behind key questions. Watching this video may even lend to a better retirement.

00:00:00 Designing Your Ideal Retirement Plan

00:02:36 Defining Retirement Dreams and Financial Goals

00:05:24 Exploring Exciting Retirement Dreams

00:08:00 Retirement Strategy Dilemma: Lump Sum vs. Monthly Paycheck

00:10:47 Understanding 401(k) and Retirement Strategies

00:13:17 Deferred Income Annuities Explained

00:16:03 Forecasting Future Costs with Inflation Considerations

00:18:34 Understanding Annuities and Their Benefits

00:21:16 Crafting a Retirement Plan That Lasts

00:24:06 Conclusion and Farewell

⁠👉 ⁠Let us help with your retirement or financial plan: ⁠https://getrevise.com⁠

Boeing employees are facing a difficult choice after new compensation guidelines rolled out last week - keep their portfolio's as is or diversify the new risk management has just asked them to take on.

00:00:00 Boeing's New Bonus Compensation Structure

00:02:30 The Impact of Economic Conditions on Boeing Employees

00:04:58 Impacts of Changing Corporate Bonus Structures on Longterm Retirement Savings

00:07:21 Navigating Boeing Stock Slump Strategies

00:09:54 Understanding Boeing 401(k) Target Date Funds

00:12:22 The Underlying Problem with Target Date Funds

00:17:18 Personalizing Financial Planning and Retirement Strategies

00:19:42 Safeguarding Retirement Portfolios with Insurance