Our Services

Portfolio Management

We build and manage portfolios with the discipline of institutions and family offices. Our focus is clear: reduce fees, increase risk-adjusted returns, and stay tax-efficient. Portfolios are tailored, adaptive, and built to protect against timing risk, never one-size-fits-all.

Financial Planning

Our financial planning is a natural extension of portfolio management. Once the portfolio is structured properly, the data becomes the raw ingredients for a full plan, covering retirement timelines, Roth conversions, estate design, and glide path evolution across accounts.

Executive & Equity Compensation

We specialize in helping engineers, executives, and technical professionals navigate complex compensation packages: stock options, RSUs, and deferred comp. We’ve worked with professionals from Apple, Google, Microsoft, Amazon, and Tesla, structuring plans that balance liquidity, taxes, and long-term wealth growth.

401(k) Rebuilds After a New Job

Most 401(k) allocations are made under pressure when starting a new role, then left untouched for years. We rebuild and reallocate plans with the same precision as our managed portfolios, reducing hidden costs and aligning them with your broader wealth strategy.

Tax Planning

We provide year-round tax planning services that integrate seamlessly with your investment and financial strategies. Our focus is on tax-efficient investing, income tax optimization, and estate tax mitigation to help you keep more of what you earn.

Retirement & Estate Planning

We help families protect and pass on wealth. From Social Security and pension integration to multi-generational estate transfers, we design retirement paths that balance lifestyle security with legacy goals.

Risk Management & Protection

True wealth planning includes preparing for the unexpected. We use:

• Life Insurance to protect income, provide liquidity at death, and secure family legacies.
• Annuities as potential bond replacements, offering downside protection and reliable growth in place of traditional fixed-income funds.
• Broader risk-mitigation strategies to hedge against market downturns, inflation shocks, and liquidity needs.

Philanthropy & Legacy

For families looking beyond themselves, we craft philanthropic plans that maximize impact while fitting seamlessly into tax and estate structures.